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ProvidenceWatch Exclusive:
October 25, 2006

Comparison of Legacy and Providence Charity Care Settlements

 
Legacy
Providence
Eligibility for uninsured discount
(see exceptions below)
Uninsured patients who have made payments for care received at Legacy Good Samaritan, Legacy Mt. Hood, or Legacy Emanuel on or since 12/7/01.

Patients must have resided in the Primary Service Area of one of the 3 Legacy hospitals for at least 6 months before receiving the care, unless they were receiving emergency treatment.

Uninsured patients who have made payments for care received at any Providence Oregon hospital on or since 12/7/01.

Patients must have resided in the Primary Service Area of one of the Providence Oregon hospitals for at least 6 months before receiving the care, unless they were receiving emergency treatment.

Retroactive Uninsured Discount 25% (retroactive rate ends 7/20/06) Same as Providence Preferred Rate (PPR). The PPR is 31.6% for its Portland-area hospitals and 10.8% at non-Portland hospitals. (3)
Exceptions to Eligibility for Retrospective Discount Uninsured patients that were already given a charity care discount are not eligible for a refund. Uninsured patients who received a bill of $500 or less are not eligible, unless in the aggregate the bill was greater than $1500.
Prospective Uninsured Discount 15% (prospective rate applies after 7/20/06) Providence Preferred Rate at the respective Providence hospital during the previous year
Exceptions to eligibility for prospective discount Uninsured patients who have household income over $100,000 are not eligible. None
Uninsured Discount for Patients with Qualified Assets Uninsured patients with household assets exceeding $75,000 will receive a reduced refund or prospective discount: The amount of the refund or discount will be reduced by 25% household assets exceeding $75,000. Uninsured patients with household assets exceeding $75,000 will receive a reduced refund or prospective discount: The amount of the refund or discount will be reduced by 25% household assets exceeding $75,000.
Charity Care discount
(i.e. second discount)
Charity care discount is a % of the charges after the uninsured discount. It is based solely on uninsured patient's household income. See discount policy chart. (2) Charity care discount is a % of the charges after the uninsured discount. It is based solely on uninsured patient's household income. See discount policy chart. (1)
End Date for Prospective Discount and Charity Care discount For uninsured patients who qualify for charity care, the end date is 7/20/2010; for patients who qualify only for the uninsured discount (not for charity care) the end date is 7/20/2008. The end date for prospective discounts is 8/23/08.
(1) This discount would be applied to the Providence Preferred Rate
(2) This discount would be applied to the Retroactive Legacy Uninsured Rate (25% initial discount) or the Prospective uninsured rate (15%)
(3) If Providence during any period has a discount plan that is more generous than that laid out in the settlement agreement, Providence will apply the more generous plan.

Source: Block et. al vs. Providence Health System and PHS-OR; Turner et. al vs. Legacy Health System

Return to Providence settles lawsuit alleging overcharging the uninsured

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